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            <p>
            1. You are not liable for fraudulent Online Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement <br />
            and comply with security responsibilities. See our Online Banking Service Agreement at www.bankofamerica.com/serviceagreement for full terms and condi-<br />
            tions.
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            <p>
            2. The SiteKey&reg; security feature is an additional layer of identity verification for signing in to Online Banking. SiteKey protects our customers in 2 ways:<br />
            • When you see your SiteKey, you know you're at the valid Online Banking website at Bank of America and not a fraudulent look-alike site.<br />
            • We display your SiteKey only when we recognize the device you're signing in from. If you don't sign in from the device you told us to recognize, we'll ask a <br />
            challenge question only you can answer.
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            <p>
	    	3. SafePass® is Bank of America's strongest protection against Mobile and Online Banking fraud and identity theft. This additional layer of security lets you <br/>
        	authorize transactions using onetime, 6-digit Passcodes sent by text message directly to your mobile phone or tablet.
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            <p>
	    	4. Requires enrollment in service. Email and Mobile Transfers must be made from a Bank of America consumer checking or savings account to a US-based bank <br />
            account. Recipients have 14 days to register to receive money or transfer will be cancelled. Dollar and frequency limits apply. See the Online Banking Service <br/>
            Agreement at www.bankofamerica.com/serviceagreement	for details, including cutoff and delivery times. Wireless carrier charges may apply. Fees apply to <br />
        	wires and certain transfers.
	    	</p>
            <p>
            5. HELOC originated in Texas are not eligible Pay From accounts in Bill Pay.
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            6. Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. Mobile App alerts are not avail-<br />
            able on select devices.
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            <p>
            7. To access Online or Mobile Banking, you must enroll in the service. Once enrolled, the same Online ID and passcode can be used to access both Online and <br />
            Mobile Banking. View the Online Banking Service Agreement at www.bankofamerica.com/serviceagreement for more information about both Mobile and <br />
            Online Banking. Wireless carrier fees may apply. Online ID and passcode setup not available through the Mobile App on all devices.
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            8. To view accounts from another financial institution you must have online access set up with that institution.
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            		<h1 class="title">Online Banking</h1>
                    <p class="title-text">See all the banking you can do from your desktop</p>
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                    	<h1>Mobile check deposit</h1>
                        <p>With just your iPad camera and the Mobile Banking App,<br />
                         you can securely deposit a check right away without a <br />
                         trip to an ATM or banking center. Snap pictures of the <br />
                         check, choose your account, enter the amount and send.
                        </p>
                        <p>You can immediately see your transactions in the <br />
                        account detail section of the App and in your Online <br />
                        Banking, but funds will be credited the next business day.<sup>1</sup>
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                    	<h1>Manage Accounts</h1>
                        <p>
                        With Online Banking,<sup>7</sup> life gets a little easier. <br />
                        Check your balance information and account <br />
                        activity or search your statements <br />
                        and payment history. Up to18 months are <br />
                        available online when you need them. 
                        </p>
                        <p>
                        Choose paperless statements to get your <br />
                        statements sooner.
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                    	<h1>Security<sup>1</sup></h1>
                        <p>
                        We've designed industry-leading safety <br />
                        features so you can be confident no matter <br />
                        how you choose to bank with us.
                        </p>
                        <p>
                        Our Online Banking Security Guarantee<sup>1</sup> covers<br />
                        against fraudulent online banking transactions, <br />
                        late processing of online bill payments and <br />
                        ensures that your financial information  within <br />
                        online banking is safe and secure.
                        </p>
                        <p>
                        Our award-winning internet banking security <br />
                        features, like the SiteKey&reg; image and the <br />
                        SafePass&reg; feature, provide even more peace <br />
                        of mind and help protect you
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                    	<h1>Transfers<sup>4</sup></h1>
                        <p>
                        Moving funds instantly between your accounts <br />
                        is simple and convenient. You can securely <br />
                        transfer money online immediately or schedule <br />
                        transfers on a weekly, biweekly, monthly, <br />
                        semiannual or annual basis.
                        </p>
                        <p>
                        Paying back a friend or family member is just <br />
                        as easy. Transfer money from your Bank of <br />
                        America accounts to their accounts at any <br />
                        other financial institution by using just a <br />
                        mobile number or email address.<sup>4</sup>
                        </p>
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                    	<h1>Bill pay<sup>3</sup></h1>
                        <p>
                        Pay your monthly bills from one place online. <br />
                        Set up Pay To accounts once and schedule <br />
                        recurring or onetime bill payments from your <br />
                        checking or savings accounts.
                        </p>
                        <p>
                        Most online payments are made the following <br />
                        business day.
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                    	<h1>Alerts<sup>6</sup></h1>
                        <p>
                        At home or at work, even out with friends, an <br />
                        email or text notifies you of important <br />
                        checking and savings account activity without <br />
                        having to sign in or go online.
                        </p>
                        <p>
                        Finding out you have a low balance or your <br />
                        credit card payment is due can help you avoid <br />
                        late fees and overdraft charges.
                        </p>
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                    	<h1>Budget and Track</h1>
                        <p>
                        Track all your accounts with the free My <br />
                        Portfolio&reg; financial planning tool. Know your <br />
                        net worth, stick to your budget, see how much <br />
                        you're spending on gas, groceries or coffee <br />
                        drinks&#8212;all at a glance.
                        </p>
                        <p>
                        Our all-accounts money-management dashboard <br />
                        tracks activity in all your accounts, even at other <br />
                        financial institutions.<sup>8</sup>
                        </p>
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                    <span>Launch the demo to see it in action</span>
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                	<div class="blue-link"><a herf="#">&#710;First time sign in</a></div>
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